I don’t know about you, but I have three at the moment.

I have one that I use for Internet purchases that I keep just enough in for that purpose.

That protects me from significant losses if it gets breached.

I have another one for all other purchases other than online purchases.

The third is PayPal.

While PayPal is not directly a back account it does function that way and most of my online purchases go through PayPal as a secondary line of defence against hackers.

It also protects me from poor buying decisions because they’ll always back me against bad vendors.

OK, the other two are Bendigo Bank, which is a Community Bank in Australia.

I don’t think they have branches anywhere else, and they do have real world offices so I can talk to people if I need to.

The third player is an International bank who do not have branches you can walk into but they do have offices and call-centre staff to talk with if there’s a problem.

They have some pretty cool functions that you might like to explore, but there is something they’re doing at the moment to get new customers.

They are paying $125 to all new customers who follow a few simple steps.

They are also paying me $125 in commissions if you choose to open an account and follow their steps.

Find out more here: https://link.wm-tips.com/ing.

Regards,
Brent.

P.S.  I’ve been with Ing for seven years with no problems even when my account did get attacked after an overseas trip.

Do your own due diligence though.