You don’t know, what you don’t know. When your income is $100k per year and you want to earn $1m per year, that $900k difference is the ignorance debt. We rely on money for our entire lives and we’re never taught how to manage it, how to get more of it, how best to use it because most of the people around you don’t know either. Like so many things online, there is a wealth of great information and a great cesspool of rubbish. The challenge is to sort it out. A quick story. I was working on a photocopier in a primary school when one of the teachers came in to chat with the aids. He was asked if he had retirement plans. At 65 his answer was “Not for at least another 5 years, we have to clear our credit cards first.” $65,000 in credit card debt, no savings, and still renting. I was horrified. He and his wife were in serious financial difficulty, declaring bankruptcy wasn’t going to help them because they effectively had nothing to show for 40 years of working. When you quit paid employment you must be debt free, own your castle, and have at least some form of finances backing you up, or a much larger income than your job pays. If you don’t have that you will need to figure out how to bring in some money to cover everything. Your costs will be going up, your income has to rise to match or exceed it. To increase your income you will have to do something. This will help. https://getupnote.com/share/notes/Nfn4ZrxerSOt6nHjocGVteZvec12/641dd881-506c-4fda-baea-6b4ee6518257 Regards, |
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