Buying insurance is an each-way bet. Insurance companies insure risk. No risk… no policy. They’re betting nothing goes wrong. You’re betting something might. One of you wins. I used to sell insurance. I had a client who raced cars. The insurer wanted to charge more. The client argued racing was safer than road driving. And they were only planning to race for a couple of years. So I gave them an option. We added a rider to the policy. Any injury from racing wouldn’t be covered. They accepted. Lower premium. More risk. That’s how insurance works. You choose what you’re willing to carry. Now think about this. If you’re not building assets… you’re making a bet. You’re betting your life won’t change. That your income stays stable. I’m making a different bet. I’m building assets. I’m betting things will change. And I want something working in the background. Who’s right? I don’t know. But I know this: I’m covered. And that’s what assets are. Insurance against a bad outcome. Regards, P.S. You won’t get every asset right. No one does. This helps you reduce the misses: Doing nothing isn’t neutral — it’s a bet (If you’re outside the USA, use a VPN with a US node for best results.) |
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